:root {
  --bg: #f7f9fb;
  --surface: #ffffff;
  --surface-2: #edf3f2;
  --text: #182326;
  --muted: #59666a;
  --line: #d9e2e3;
  --primary: #176b64;
  --primary-dark: #0f4e49;
  --accent: #df6d48;
  --accent-soft: #fff0ea;
  --shadow: 0 18px 50px rgba(18, 58, 55, 0.10);
  --radius: 22px;
  --container: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.68;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--primary-dark); }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.content-narrow { width: min(calc(100% - 40px), 780px); margin-inline: auto; }
.skip-link { position: fixed; left: 12px; top: -60px; z-index: 1000; padding: 10px 16px; background: var(--text); color: #fff; border-radius: 8px; }
.skip-link:focus { top: 12px; }
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(247,249,251,.94); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(217,226,227,.9); }
.header-inner { display: flex; align-items: center; gap: 30px; justify-content: space-between; min-height: 76px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-weight: 800; color: var(--text); text-decoration: none; white-space: nowrap; }
.brand-mark { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 12px; background: var(--primary); color: #fff; font-size: .86rem; letter-spacing: .06em; }
.main-nav { display: flex; gap: 4px; align-items: center; overflow-x: auto; scrollbar-width: thin; padding: 10px 0; }
.main-nav a { display: inline-block; white-space: nowrap; padding: 9px 11px; border-radius: 10px; text-decoration: none; color: #3d4a4e; font-size: .88rem; font-weight: 650; }
.main-nav a:hover, .main-nav a.active { color: var(--primary-dark); background: var(--surface-2); }
.hero { padding: 74px 0 54px; overflow: hidden; background: linear-gradient(180deg, #f7f9fb 0%, #eef4f3 100%); }
.hero-grid, .article-hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: clamp(38px, 6vw, 86px); align-items: center; }
.eyebrow { display: inline-block; margin-bottom: 13px; color: var(--primary); font-size: .78rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
h1, h2, h3 { margin: 0 0 .55em; line-height: 1.12; letter-spacing: -.03em; }
h1 { font-size: clamp(2.55rem, 6vw, 5.4rem); max-width: 14ch; }
h2 { font-size: clamp(1.8rem, 3.6vw, 3rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1.15em; }
.lead { color: var(--muted); font-size: clamp(1.08rem, 1.7vw, 1.3rem); max-width: 62ch; }
.hero-actions, .cta-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 12px 19px; border-radius: 12px; font-weight: 800; text-decoration: none; border: 1px solid transparent; }
.button.primary { color: #fff; background: var(--primary); }
.button.primary:hover { background: var(--primary-dark); }
.button.secondary { color: var(--text); background: transparent; border-color: var(--line); }
.button.secondary:hover { background: var(--surface); }
.button.secondary.light { color: #fff; border-color: rgba(255,255,255,.35); }
.button.full { width: 100%; margin-top: 18px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 18px; margin: 28px 0 0; padding: 0; list-style: none; color: var(--muted); font-size: .94rem; }
.hero-points li::before { content: "✓"; color: var(--primary); font-weight: 900; margin-right: 7px; }
.hero-media img, .article-image img { filter: drop-shadow(0 24px 46px rgba(17, 66, 61, .14)); }
.section { padding: 82px 0; }
.section.muted { background: var(--surface-2); }
.section-heading { display: grid; grid-template-columns: 1fr .8fr; gap: 60px; align-items: end; margin-bottom: 34px; }
.section-heading > p { color: var(--muted); }
.intro-section p, .prose p, .article-content p, .legal-content p { color: #3d4b4f; }
.info-box, .legal-notice { margin-top: 28px; padding: 21px 23px; border: 1px solid #c9dcda; border-left: 5px solid var(--primary); border-radius: 14px; background: var(--surface); }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.topic-card { position: relative; min-height: 270px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); box-shadow: 0 8px 30px rgba(20, 54, 52, .05); }
.topic-card:hover { transform: translateY(-2px); box-shadow: var(--shadow); transition: .2s ease; }
.card-number { display: inline-grid; place-items: center; width: 39px; height: 39px; margin-bottom: 28px; border-radius: 50%; color: var(--primary); background: var(--surface-2); font-weight: 800; }
.topic-card h3 a { color: var(--text); text-decoration: none; }
.topic-card p { color: var(--muted); }
.text-link { display: inline-flex; gap: 8px; align-items: center; font-weight: 800; text-decoration: none; }
.split-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 80px; }
.faq-list { display: grid; gap: 12px; margin-top: 28px; }
details { border: 1px solid var(--line); border-radius: 14px; background: var(--surface); overflow: hidden; }
summary { cursor: pointer; padding: 18px 52px 18px 20px; font-weight: 800; list-style: none; position: relative; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 20px; top: 14px; font-size: 1.45rem; color: var(--primary); }
details[open] summary::after { content: "–"; }
details p { padding: 0 20px 18px; color: var(--muted); }
.cta-section { padding-top: 20px; }
.cta-box { display: flex; align-items: center; justify-content: space-between; gap: 40px; padding: 42px; border-radius: 26px; background: var(--primary-dark); color: #fff; }
.cta-box .eyebrow { color: #b9e5df; }
.cta-box p { color: #d7eeeb; margin: 0; }
.article-hero { padding: 46px 0 56px; background: linear-gradient(180deg, #f7f9fb 0%, #edf4f3 100%); }
.article-hero h1 { font-size: clamp(2.4rem, 5.2vw, 4.7rem); }
.breadcrumb { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 34px; color: var(--muted); font-size: .9rem; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 68px; padding-top: 70px; padding-bottom: 90px; }
.article-section { margin-bottom: 54px; }
.article-section h2 { font-size: clamp(1.55rem, 3vw, 2.25rem); }
.article-content p { font-size: 1.04rem; }
.article-aside { position: relative; }
.aside-card { position: sticky; top: 100px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: var(--surface); }
.aside-card h2 { font-size: 1.35rem; }
.related-link { display: flex; justify-content: space-between; gap: 14px; padding: 14px 0; border-bottom: 1px solid var(--line); text-decoration: none; font-weight: 700; }
.summary-box { padding: 32px; border-radius: 20px; background: var(--accent-soft); border: 1px solid #f3cdbf; }
.summary-box h2 { font-size: 1.8rem; }
.faq-section-inline { margin-top: 62px; }
.legal-hero { padding: 54px 0 32px; }
.legal-hero h1 { font-size: clamp(2.4rem, 5vw, 4.2rem); }
.legal-content h2 { margin-top: 2.1em; font-size: 1.55rem; }
.site-footer { padding: 52px 0 26px; color: #d6e4e2; background: #132d2b; }
.footer-grid { display: flex; justify-content: space-between; gap: 40px; }
.footer-grid p { max-width: 520px; color: #a9bfbc; margin: 8px 0 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: 18px; align-content: flex-start; }
.footer-links a { color: #fff; }
.footer-note { margin-top: 30px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.12); color: #91aaa6; font-size: .88rem; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 3px; }

@media (max-width: 1050px) {
  .header-inner { align-items: flex-start; flex-direction: column; gap: 0; padding: 15px 0 7px; }
  .main-nav { width: 100%; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .article-layout { grid-template-columns: 1fr; }
  .article-aside { order: -1; }
  .aside-card { position: static; }
}
@media (max-width: 780px) {
  .container, .content-narrow { width: min(calc(100% - 28px), var(--container)); }
  .hero { padding-top: 48px; }
  .hero-grid, .article-hero-grid, .section-heading, .split-layout { grid-template-columns: 1fr; gap: 30px; }
  .hero-media, .article-image { order: -1; }
  .hero-media img { max-height: 370px; margin: 0 auto; }
  .article-image img { max-height: 300px; margin: 0 auto; }
  .section { padding: 62px 0; }
  .card-grid { grid-template-columns: 1fr; }
  .topic-card { min-height: auto; }
  .cta-box, .footer-grid { align-items: flex-start; flex-direction: column; }
  .cta-box { padding: 30px 24px; }
  .cta-actions { width: 100%; }
  .cta-actions .button { width: 100%; }
  .article-layout { padding-top: 48px; gap: 42px; }
}
@media (max-width: 480px) {
  h1 { font-size: 2.45rem; }
  .hero-actions .button { width: 100%; }
  .hero-points { display: grid; gap: 8px; }
  .section-heading { margin-bottom: 24px; }
  .topic-card { padding: 23px; }
  .article-hero { padding-top: 34px; }
  .summary-box { padding: 24px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}